Abstract:- The proposed system is designed based on the intelligence system to ensure the ATM usage without any hesitation and make the world to be a part of digitization. Once customer inserts the card into the ATM, a session is initiated, the system starts face detection using the camera located near the ATM and builds a temporary identity database for the customer and user face verification is performed on the ATM. Guest user system will ask for OTP and allow transaction to proceed if the guest user enters correct OTP which is sent to authorized ATM card holder via email. Valid user would continue the normal process but the Invalid user cannot access the ATM card so they give the secondary password to the system automatically the unauthorized person would continue the transaction.Keywords: - Low Rank Representation, One Time Password, Facial Recognition, Shuffle Keypad